Is An Annuity The Right Choice For You?
Under the right circumstances, annuities offer many benefits to investors. Unfortunately, many people buy annuities without really understanding their features and drawbacks.
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Investing: How Could We Behave That Way?
Studies that measure the effects of investors decisions to buy, sell or switch into or out of mutual funds have shown to varying degrees, that the average investor earns significantly less than mutual fund performance reports would suggest.
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It's time for a portfolio review
How did your investment portfolio perform in 2007? If asked, most of us would respond, “pretty well, I guess.” You need a better answer.
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Retirement income planning: converting wealth to income
Perhaps the single surpassing challenge facing investors is to accumulate sufficient assets during their working years to sustain them during their retirement years – which may be 20 years or longer.
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Strategic Asset Allocation Could Work for You
Successful long-term investing requires applying the principles of diversification and discipline. The concept of Strategic Asset Allocation allows us to apply these two principles to increase the probability of realizing competitive returns in the market when measured over a multiple-year period.
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Investor Alert: Brokerage Firms to Eliminate Fee-based Accounts
A new court ruling could have a big affect on your investments if you currently hold a fee-based brokerage account. The U.S. Court of Appeals for the District of Columbia Circuit recently ruled that effective October 1, brokerage firms may no longeroffer fee-based advisory accounts to clients.
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Avoiding Investment Fraud
Get an 80 percent return on your investment! Double your money in six months! No risk – guaranteed! These are some of the enticing claims that are thrown at potential investors each day, and if they sound too good to be true,that’s because they probably are.
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Stock Indexes: Very Useful, But Not Well Understood
Stock indexes – imaginary portfolios representing a broad market or sectors of a larger market – are among the most useful tools for people who invest in stocks. But, while they are often cited in the media and elsewhere, not everyone knows how indexes are used or how they are compiled.
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When Investing in Stocks, Know What You Own
So, what exactly is common stock, anyway? A surprising number of people – investors included – don’t fully understand the answer to that question.
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Local Libraries Pleased with Investment Seminars
“I like that it’s a beginning investing program.” That’s Marjorie Sadler, adult services librarian at the Plymouth District Library, talking about the Investor Education @ your Library program.
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How to Select a Financial Services Provider
Most people who are new to investing – and even many who aren’t – could benefit from the advice of a competent financial services provider. But selecting one takes some time and effort.
You'll want to ask yourself and any potential advisers some important questions before you invest even a penny. You’ll also want to know something about the titles and credentials advisers use to identify themselves. The organizers of the free, non-commercial Investor Education @ your library workshop series offer some tips.
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Once you take the buy-out: self-evaluation should be your next step
If you have taken an early-retirement buy-out from your employer, chances are you good that you now have the largest lump sum of cash you have ever had in your life – and are wondering how to invest it.
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